October 19, 2021

Understanding Social Security Disability Benefits

The original social security act was passed into law by President Franklin Roosevelt more than eighty years ago. Originally it was intended to safeguard the financial wellbeing of those individuals that were unable to find employments. Today the system is still in place, albeit in a very different format than that which was first proposed. If you have found that due to a genetic disorder, car accident, workplace injury, or a similar problem that you are not capable of taking up employment you can apply for social security disability benefits.

The latest data suggests that more than three million Americans applied for disability payments over the last twelve months. Of these only approximately a million people had their claims accepted at the initial stage, for the remaining two million there is the option of reviewing their application and once again submitting a case to the SSA. The whole process from start to finish can be very long, possibly up to six months or even more.

There are a number of steps that a claim must pass before any financial assistance is granted. The first point of call would be your local social security administration office. Here you can be given assistance relating to how to fill out a claim. There are a strict set of guidelines that needs to be followed if you are to bring about a desirable outcome.

It must be made clear that if you are currently employed you will stand no chance of being given any form of disability payments. The current policy dictates that only those individuals who are incapable of being employed due to a physical or mental handicap are eligible for disability payments.

To be judged as suffering from a debilitating condition, the medical problem must be expected to last for at least a minimum of a further twelve months from the date of submitting your application. If your health problem is expected to lessen during the coming year you should not expect to find you claim being accepted.

It may be the case that your medical problem is included on the SSA scheduled list of health conditions, if so this can help to speed up the process considerably. If your health problem is not listed the government agency will undertake tests and checks to come to an understanding as whether it does impair work fully.

Just because you cannot continue in your past occupation does not automatically mean that there will be no scope for employment. The SSA may come to an understanding that in fact there are sedentary occupations that an individual with your impairment is able to take up.

If your claim for disability benefits is refused there will be the option of an appeal. This would be carried out by an individual that has not been involved in the initial decision. If after due consideration it is once again rejected you would still have the option of requesting a hearing in front of an administrative law judge. In such a situation it is often desirable to take advice from an attorney or lawyer who specializes in disability employment law.

For more information, visit http://www.socialsecurity.gov/