October 19, 2021

More on Social Security Disability Requirements

When you’re disabled, overwhelming concerns become, “How will I earn a living?” or “How will I care for my family?” Disability insurance can come through your employer, your insurance plan, or as Worker’s Compensation. It can also be supplemented by Social Security Disability from the federal government, if you qualify and Supplemental Security Income if you’re qualified for financial hardship. But not everyone receiving regular disability income is eligible for Social Security Disability.

It’s important you understand the Social Security Disability requirements before jumping into the application process without the right information.

About Social Security Disability

Social Security Disability, sometimes called Social Security Disability Insurance (SSDI), is supplemental income provided by the federal government’s Social Security Administration. It’s available to eligible individuals with serious disabilities who meet the government’s strict requirements. But how does the Administration evaluate an applicant’s “disability”? The process for qualifying an applicant for disability benefits is exhaustive and could take up to as long as six months.

Basic Social Security Disability requirements include:

You must have worked in a job or jobs that enabled you to earn Social Security benefits.

Your monthly income cannot be more than $1,000 with your disability.

Your disability or medical condition must severely interrupt your ability to do your job or any other.

If you’re receiving benefits, you are required to report any new improvements to your disability or medical condition so the agency can re-evaluate your eligibility.

Required Documents

Social Security Disability is a federal government program, so of course there is paperwork. The following are required documents for applying for Social Security Disability benefits:

The application which includes W-2 income forms as well as any required military documents

The Disability Report is an online document that requires you to disclose a wide range of detailed information: medical information, procedures and services you’ve received, as well as when and where; contact information for individuals willing to speak on your behalf and who are aware of your circumstances; information on your employers and education.

The Authorization to Disclose Information document permits the Social Security Administration to contact employers, schools and colleges, doctors and hospitals, and others for information related to your disability. Remember, your medical condition or disability must impede your ability to work. This document also evaluates not just your disability, but your abilities, as well. For example, if you possess additional education that might enable you to work in another, comparable job then that is taken into consideration with other information you disclose.

Reasons Why You Might Be Denied Social Security Disability Pay

A few key factors are necessary to even be considered eligible to receive Social Security Disability benefits through the federal government. And without any or all of them, you will be quickly denied.

You earn too much money, disabled or not.

You haven’t worked a job in which you’ve earned appropriate Social Security income.

Your disability or medical condition is not severe enough to qualify you for additional government support.

You have additional training and education that could allow you to work other jobs with no impact to your disability or condition.

Visit the U.S. government’s official Social Security Disability website. (http://www.ssa.gov/pgm/disability.htm )

Learn more, click here: http://www.dhs.wisconsin.gov/ddb/

How to Get Social Security Disability

There are many ways to be disabled and unable to earn an income, short- or long-term. Social Security Disability is just one option available to help ensure you have a financial cushion when you are unable to work yourself. But it is not intended to serve as a primary source of income if you become disabled.

First, it’s up to the federal government to decide if you meet the definition of “disabled” and the application review process can take months to complete.

Many people have disability benefits through their employer’s insurance program as well as Worker’s Compensation benefits, and eligibility requirements for both can differ. If you’re disabled, how do you qualify to receive Social Security Disability, as well?

Qualifications for Social Security Disability

To earn disability income through the Social Security Disability program you are required to provide detailed information on your physical and mental capacities as they relate to your job and the ability to perform it, as well as submit to a comprehensive evaluation of your eligibility to receive disability income. You must have or be able to provide:

  • History of employment that entitles you to collect Social Security benefits
  • Disability that keeps you from your job for a year or more
  • Disability with sufficient severity or debilitation
  • Under $1,000 a month income
  • Clear evidence that your disability and/or medical condition significantly impacted your work, duties, and on-the-job responsibilities—physical, mental, cognitive, etc.
  • Age and education information. What if you had additional training and could perform another job closely related to the one you had? Your ability to be prepared to perform another job adequately, depends on your age, says the government. Age becomes a useful metric for narrowing down your eligibility for disability: Under 50 and you adjust more swiftly; but past your early 50s and your ability to adapt to new jobs and situations diminishes, which means you may or may not qualify.

The government determines your eligibility for Social Security Disability using the following tools:

  • A list of disabilities and conditions that pre-qualify you. Serious medical conditions that will likely lead to death and severe impairment are included.
  • A series of questions that can help them determine if you qualify based on many of the requirements listed above.
  • Rigorous application process that distills your actual abilities, which can help determine if you are prepared to perform a job at all.

Case Reviews

If you are eligible to receive Social Security Disability, the government will review your continued eligibility anywhere from every six months to three years depending on your initial assessment and expectations that your disability has the potential to improve, remain unchanged, or get worse.

Remember to supply only the most accurate information. To offer incorrect or misleading information for purposes of defrauding the federal government is a serious offense.

For detailed information on Social Security Disability and how to apply, visit the Social Security Administration website (http://www.ssa.gov/pgm/disability.htm ).

All About Social Security Disability Payments

If you’ve been considering whether or not you should apply for Social Security disability payments, you are not alone. Even though there is much emphasis on safety in the workplace and on the highways, accidents happen and people become disabled for limited periods or permanently. When this happens, making a claim to receive benefits from the Social Security Administration is one option to take care of day to day living expenses.

Social Security Disability Payments

While many people apply to receive benefits, having the claim approved is difficult. Before the first payment comes, the successful applicant may wait months or even years. Many more people give up after the first denial and never file the appeals. Sometimes two or three appeals are required before approval is granted. On the other hand, many applicants are granted approval on the first try.

These suggestions may help you to achieve your goal of a prompt and positive decision on your claim. Statistics show that applicants who are represented are more likely to be successful. Because experienced and knowledgeable attorneys have been through the claims process many times, they know what has the best chance of being approved.

Your attorney should be involved from the beginning to achieve the best results. You will need to listen to the advice and recommendations so that you submit the best level of documentation possible on the first try. One of the main reasons for denial of claims on the first try is that the documentation is not complete. The attorney is likely to be able to see if your medical records can be strengthened by adding a second medical opinion, or by adding the results of tests taken by the doctor.

Although it seems logical, it’s surprising how many claimants don’t present facts to support the claim. They rely on emotions and how they feel about the injuries rather than showing how the injuries or illness affect their ability to perform gainful employment duties. The attorney can help with that as well. Adding provable evidence, medical tests and measurements in support of the claim is what leads to approval of the claims.

It’s important that you should go into your claim process prepared to the utmost degree. The other professional that can be of help to you is the doctor or other medical professional. It is the physician who can help you determine if you are able to work. If you can’t do your current job, there may be other jobs that you could do. The doctor’s documented opinion, supported by other medical evidence is key to getting your claim accepted.

If your impairment is mental rather than physical, you will need documentation about your ability to work. You may need to get diagnostic results from psychologists or psychiatrists. The psychological testing in support of your claim is critical.

Once the claim is approved, there may be additional time involved before the payments start to come. A lump sum payment will be helpful for the period since the date of application. This can sometimes be a significant amount, depending upon the time involved between the date of application and the date the social security disability payments begin.

Find more information,visit http://www.dss.cahwnet.gov/cdssweb/PG118.htm

Social Security Disability List Of Impairments

The Social Security Disability List of Impairments is intended to discuss in detail the conditions under which Social Security Disability will be paid and the percentage of full disability that is determined. The list of includes both general categories and specific details. By referring to the list you may get an idea of whether or not the condition is covered, but even if it is not, you may not necessarily be denied benefits under the Social Security Act.

Social Security Disability List Of Impairments

The first question is whether or not the applicant is working. If the person is unable to work, the next question is whether income and resource guidelines are met. The level of impairment is the next assessment. The specific impairment then is matched or compared with the list of medical conditions. These might be mental issues or physical issues. A determination will be made regarding whether you can perform jobs that you have done in the past. If not, the assessment will look at whether there are other types of work that you can do.

The general categories of the impairments cover both physical and mental issues. You can even be approved if you have a combination of conditions that individually would not qualify to receive benefits, but the combined effect makes qualification possible. It’s important to remember that each application is viewed individually in the light of the provided documentation and medical records.

The process of determining eligibility is not difficult, in one aspect, but the problem is that most applicants are denied benefits on the first try. In fact, most applicants expect that the request will proceed to the next step which is the appeal. There are additional levels of appeal that can be followed.

Disability findings affect every part of the body and every major physical system. The findings can also be mental impairment. A third possibility is damage to multiple systems. Finally, you can receive benefits for illnesses. In some instances, injuries to the various cause the disability. In adults, the effects of disease will sometimes cause the inability to perform gainful employment.

The categories in the list are as follows: Musculoskeletal, respiratory, cardiovascular, digestive, genitourinary, hematology, skin, endocrine, special senses and speech, neurological, mental, malignant diseases, and immune system issues. Finally, there are multiple system impairments.

In each of these instances, you should consult with medical personnel to discuss whether the medical findings are consistent with disability claims. Not only the expected duration of the condition causing the impairment, but the level must be discussed. Every shred of information about the condition is important in getting benefits granted. The other professional that you should involve in your application is an attorney who is an authority on this type of legal matter.

You can check the Social Security Disability List of impairments to see if you might fit in one of the categories, but ultimately the decision will be made by the administrators of the Social Security disability system. More than likely the appeal process will result in the ultimate decision in favor of benefits awarded to you.

Find more information,visit http://dcf.vermont.gov/dds/disability_benefits_social_security

How To File Social Security Disability Claims

Social Security Disability claims are intended to provide income and support for individuals who are no longer able to be gainfully employed. The claimant will have injuries, illnesses or mental issues that make it impossible to continue in the type of employment that has been done previously. Further, the claimant will be unable to perform other types of work that might allow for financial support. The condition is expected to last at least two years.

Social Security Disability Claims

The monies for Social Security Disability benefits come from the Social Security funds that are withheld from employee pay checks and matched by a payroll tax on the employer. The payments are determined according to a formula. And are adjusted when appropriate annually when the cost of living increases support it.

The process of making a claim legally can be done by any individual on their own behalf. However, statistically success in being granted benefits is more likely to occur if the claimant is represented by a qualified expert in the field. There are legal firms that are able to help with the preparation and documentation of the claims so that the decision in favor of the claimant is positive. The claimant might be referred to a second medical professional to get additional support for the level of disability.

The initial step of applying for disability is relatively simple. The claim is presented at the local Social Security office where a disability examiner sends for the medical records and performs the initial review. An interview is required, but it can be handled over the phone if need be. Most people are encouraged by this part of the process, thinking that the rumors about waiting times are overstated.

That being said, the process of getting the claim approved has been made so difficult and complex that the majority of people simply give up after one or two or even more attempts. These are people that have legitimate disabilities. The waiting period is so long that there may be no way to survive financially during the time spent awaiting the decision. Statistics show that almost two-thirds of claimants are denied on the first claim.

Claimants may spend two or three years awaiting a decision, particularly if there is an appeal in the works. Waiting times are usually three or four months at a minimum for each stage of the process. Unfortunately, there isn’t much that can be done to speed up the process. Even though having representation improves the likelihood of getting the claim approved, it may not happen much faster. You might be able to cut back one appeal, but it is not guaranteed.

The original application is handed to the local office of the Social Security Administration. Appeals proceed upward through various levels, including judicial reviews. Although it is not recommended. Some claimants don’t appeal, they simply file a different claim.

Social Security Disability claims are continuing to increase. This may be due in part to the difficulty in finding jobs for those who are disabled. When healthy and young people are being laid off, it is difficult to justify hiring someone who is able to perform at a limited level. Because more people are making claims for benefits, disability examiners are falling even further behind.

For more information, visit http://www.ssa.gov/pgm/disability.htm

How To Qualify For Social Security Benefits

In the United States, getting Social Security benefits plays a part in most people lives. There are several different types of benefits received from this governmental funding source. The qualifications necessary for each type of benefit is different. You might be eligible for retirement benefits, disability benefits, supplemental security income, Medicare or survivors benefits.

Social Security Benefits

Most people interact with the Social Security system when they near retirement age and start planning to recover some of the funds that have been paid into the system during the working life. Generally, you can qualify for early retirement benefits from Social Security beginning at age 62. Full retirement benefits happen after the 66th birthday. The amount of money that you receive on a monthly basis beginning approximately six weeks following your application will be on a sliding scale based on the amount you have paid into the fund and when you are beginning to draw benefits in relation to full retirement age.

Three months before your 65th birthday, you are required to sign up for Medicare. Medicare is the health insurance plan for people of retirement age. There are four parts to Medicare. Hospital insurance, medical insurance, Medicare Advantage and prescription drug insurance. Generally, to qualify for Medicare, you must be 65 and have paid into the system.

Disability benefits are for those individuals of younger age than retirement who are unable to be gainfully employed. Application is a more complicated process than the other benefits packages offered through SS. The disability can be due to disease, injury, mental illness. Applications for this type of benefit are usually denied on the first go around, but there is a very structured appeal process in several levels.

Social Security survivors benefits are intended to provide income for survivors of those who have paid into the SS funds. The survivors might be a widow or widower, unmarried children, disabled children or dependent parents. The specific qualifications are related to age of the survivors and in some instances other criteria. In some instances, stepchildren or even grandchildren can receive benefits following the death of the wage earner.

Supplemental Security Income is a benefit check paid to adults or children who are disabled, aged, blind and who do not have enough income to provide for basic living needs. These benefits help to cover the cost of shelter, clothing and food. Technically, these benefits are not paid from Social Security funds, but from general tax revenues.

These benefits have a cross section of eligibility requirements. Some of the qualifications are linked to age and health. Others are directly linked to disabling conditions such as cancer, ALS or renal failure. Some of the benefits have means test associated with the age qualifications. There may also be some benefits applied when the applicant has mental issues that require financial assistance.

Some of the Social Security benefits can be done online, with little or no hassle. For example, application for retirement benefits is very simple and straightforward. Others such as disability benefits must be documented and usually appealed after an initial turn down.

Find more information,visit http://www.benefits.gov/ssa

How To Apply For Social Security Disability

Should you become unable to work to due to an injury or illness, you may be eligible to collect Social Security disability benefits. In order to do so, you must meet certain criteria and be approved through the Federal Government’s application process.

Do you qualify for Social Security disability benefits?

According to the Federal Government, in order to meet Social Security disability requirements, one must:

  • Be unable to perform the work that they did prior to their medical disability;
  • Be unable to adapt to other working conditions due to their medical disability; and
  • Have suffered from their medical disability at least one year or have a medical condition(s) that will result in death.

If you are unsure about whether or not you qualify to receive benefits, you may wish to access BEST, the Benefits Eligibility Screening Tool. This service, offered by the Social Security Administration, will help you better determine if you are entitled to receive Social Security benefits.  Please visit BEST at: http://www.benefits.gov/ssa/

How do you begin the Social Security disability benefits application process?

Once you have established that you do qualify for Social Security disability benefits, it is best to begin the application process as soon as possible as the process to file a single claim can take several months. Additionally, should your initial claim not be approved, you may choose to enter into the appeals process.

There are two options when applying for Social Security benefits. The first is to apply online and the second is to apply in person at your local Social Security office. While you may prefer to apply in person, we recommend applying online for the following reasons:

  • There is no need to wait for an appointment;
  • You can submit your application from the comfort of your own home; and
  • You will save time and money by avoiding trips to the Social Security office.

This online option is available to you if:

  • You are 18 or older;
  • You have worked and paid Social Security taxes long enough to qualify*;
  • You have met the above criteria for being a disabled persons; and
  • You are a resident of the United States or one of its territories/commonwealths.

* If you are a younger worker applying for Social Security disability benefits, you may be unsure if you have worked and paid Social Security taxes long enough to qualify. For more information on how younger workers may qualify with fewer credits, click here:


How do you apply online for Social Security disability benefits?

The online application process is broken down into four main steps:

Step 1. Review the Adult Disability Checklist. This will explain to you in detail what you will need before starting the online process. The checklist can be found at: http://www.ssa.gov/hlp/radr/10/ovw001-checklist.htm

Step 2. Fill out the online Disability Benefit Application. This provides information regarding your eligibility for benefits. This form is located at: https://secure.ssa.gov/apps6z/iClaim/dib

Step 3. Fill out the online Adult Disability Report. This will provide the Social Security Administration with your medical and work history. This form is located at: https://secure.ssa.gov/apps6z/radr/radr-fe

Step 4. Fill out, sign and mail or take the Authorization to Disclose Information to the Social Security Administration to your local Social Security office. This document may be found at: http://www.socialsecurity.gov/online/ssa-827.pdf

To search online for an office near you, please visit: https://secure.ssa.gov/apps6z/FOLO/fo001.jsp

How do you apply for Social Security disability benefits in person?

If you do not wish to apply online, you can make an appointment to apply in person at your local Social Security office. The following toll-free number is accessible from 7a.m. to 7p.m., Monday through Friday and will assist you in making an appointment: 1-800-772-1213

Should you be deaf or hard of hearing, you can schedule an appointment by calling TTY 1-800-325-0778; or by visiting your local Social Security office.

To search online for an office near you, please visit: https://secure.ssa.gov/apps6z/FOLO/fo001.jsp

How can you appeal a claim that was denied?

It is often the case that your initial claim for Social Security disability benefits will be rejected. Despite this initial rejection, you do have the option to appeal the decision. If your application has been denied, you will find directions on how to file an Internet Appeal at the following location: https://secure.ssa.gov/apps6z/iAppeals/ap001.jsp

If you applied for Social Security disability benefits in person or do not wish to file an appeal online, visit https://secure.ssa.gov/apps6z/iAppeals/msg046.jsp for information and instructions.

Questions about getting Social Security disability benefits?

Should you have questions regarding the application or appeals process, you may call 1-800-772-1213 toll-free. Should you be deaf or hard of hearing, you may call TTY 1-800-325-0778. These lines are available from 7a.m. to 7p.m., Monday through Friday.

For more information, visit http://www.socialsecurity.gov/

Understanding Social Security Disability Benefits

The original social security act was passed into law by President Franklin Roosevelt more than eighty years ago. Originally it was intended to safeguard the financial wellbeing of those individuals that were unable to find employments. Today the system is still in place, albeit in a very different format than that which was first proposed. If you have found that due to a genetic disorder, car accident, workplace injury, or a similar problem that you are not capable of taking up employment you can apply for social security disability benefits.

The latest data suggests that more than three million Americans applied for disability payments over the last twelve months. Of these only approximately a million people had their claims accepted at the initial stage, for the remaining two million there is the option of reviewing their application and once again submitting a case to the SSA. The whole process from start to finish can be very long, possibly up to six months or even more.

There are a number of steps that a claim must pass before any financial assistance is granted. The first point of call would be your local social security administration office. Here you can be given assistance relating to how to fill out a claim. There are a strict set of guidelines that needs to be followed if you are to bring about a desirable outcome.

It must be made clear that if you are currently employed you will stand no chance of being given any form of disability payments. The current policy dictates that only those individuals who are incapable of being employed due to a physical or mental handicap are eligible for disability payments.

To be judged as suffering from a debilitating condition, the medical problem must be expected to last for at least a minimum of a further twelve months from the date of submitting your application. If your health problem is expected to lessen during the coming year you should not expect to find you claim being accepted.

It may be the case that your medical problem is included on the SSA scheduled list of health conditions, if so this can help to speed up the process considerably. If your health problem is not listed the government agency will undertake tests and checks to come to an understanding as whether it does impair work fully.

Just because you cannot continue in your past occupation does not automatically mean that there will be no scope for employment. The SSA may come to an understanding that in fact there are sedentary occupations that an individual with your impairment is able to take up.

If your claim for disability benefits is refused there will be the option of an appeal. This would be carried out by an individual that has not been involved in the initial decision. If after due consideration it is once again rejected you would still have the option of requesting a hearing in front of an administrative law judge. In such a situation it is often desirable to take advice from an attorney or lawyer who specializes in disability employment law.

For more information, visit http://www.socialsecurity.gov/

How To Get Social Security Disability

Social security disability benefits are a lifeline to those of us that cannot work due to a physical impairment. Understanding how to apply and be given these benefits is essential as the task can often be a long and complicated procedure. There is a strict and detailed process that needs to be followed to ensure you get the maximum dues. By taking a moment to explore the following advice and tips you should be able to reduce the time and effort involved considerably.

At the outset you will need to take part in an interview given by the administration office in your town or district. You will be required to take with you the correct SSA form which would be examined by the official who takes on your claim. Also have at hand your personal details such as your place and date of birth, current residential address, social security number, and banking information.

It would also be necessary to provide the officer with documents that indicate your earnings in the last twelve months as well as the name and address of your previous employer. If you have done active military service in your life the details should also be provided along with an up to date social security statement.

Sometimes it feels like you need to give information on every aspect of your life before you can successfully start to receive your disability payments. Alongside the above discussed documents you will also have to give details of your martial status that would include your spouses full name, date of birth, any children or dependants, and social security number.

It is also important to have on hand a copy of your medical records as well as details of your illness, exact disability, and whether or not the condition was caused by your past employment. If you are undertaking legal proceedings in the case of a workplace related injury, this information should also be made clear to the official assessing your eligibility.

You should note that to be successful in claiming disability benefits the condition that prohibits you from working must be expected to last for at least another twelve months. If the injury or sickness is only temporary you will not be successful.

To achieve a positive outcome it is essential that you keep all your records up to date and do not miss any important appointments with the social security office. It is better to have too many documents than not have the correct number. Before applying for any government benefits contact your current and past doctors and request any information that would help you bring about the outcome you desire. This can include laboratory reports, prescriptions, and the dates at which you have attended clinics or hospitals.

If you want to reduce the effort involved there is always the option of contacting the citizen’s advice bureau or hiring a social security disability attorney. By speaking to the experts you will increase the chances of having a positive outcome in the shortest amount of time.

For more information, visit http://www.ssa.gov/disability/