October 19, 2021

More on Social Security Disability Requirements

When you’re disabled, overwhelming concerns become, “How will I earn a living?” or “How will I care for my family?” Disability insurance can come through your employer, your insurance plan, or as Worker’s Compensation. It can also be supplemented by Social Security Disability from the federal government, if you qualify and Supplemental Security Income if you’re qualified for financial hardship. But not everyone receiving regular disability income is eligible for Social Security Disability.

It’s important you understand the Social Security Disability requirements before jumping into the application process without the right information.

About Social Security Disability

Social Security Disability, sometimes called Social Security Disability Insurance (SSDI), is supplemental income provided by the federal government’s Social Security Administration. It’s available to eligible individuals with serious disabilities who meet the government’s strict requirements. But how does the Administration evaluate an applicant’s “disability”? The process for qualifying an applicant for disability benefits is exhaustive and could take up to as long as six months.

Basic Social Security Disability requirements include:

You must have worked in a job or jobs that enabled you to earn Social Security benefits.

Your monthly income cannot be more than $1,000 with your disability.

Your disability or medical condition must severely interrupt your ability to do your job or any other.

If you’re receiving benefits, you are required to report any new improvements to your disability or medical condition so the agency can re-evaluate your eligibility.

Required Documents

Social Security Disability is a federal government program, so of course there is paperwork. The following are required documents for applying for Social Security Disability benefits:

The application which includes W-2 income forms as well as any required military documents

The Disability Report is an online document that requires you to disclose a wide range of detailed information: medical information, procedures and services you’ve received, as well as when and where; contact information for individuals willing to speak on your behalf and who are aware of your circumstances; information on your employers and education.

The Authorization to Disclose Information document permits the Social Security Administration to contact employers, schools and colleges, doctors and hospitals, and others for information related to your disability. Remember, your medical condition or disability must impede your ability to work. This document also evaluates not just your disability, but your abilities, as well. For example, if you possess additional education that might enable you to work in another, comparable job then that is taken into consideration with other information you disclose.

Reasons Why You Might Be Denied Social Security Disability Pay

A few key factors are necessary to even be considered eligible to receive Social Security Disability benefits through the federal government. And without any or all of them, you will be quickly denied.

You earn too much money, disabled or not.

You haven’t worked a job in which you’ve earned appropriate Social Security income.

Your disability or medical condition is not severe enough to qualify you for additional government support.

You have additional training and education that could allow you to work other jobs with no impact to your disability or condition.

Visit the U.S. government’s official Social Security Disability website. (http://www.ssa.gov/pgm/disability.htm )

Learn more, click here: http://www.dhs.wisconsin.gov/ddb/


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